Originally Posted by
Splash!
No, option B pretty asinine. We are talking about someone's house burning down here, which is an emergency service. You should put out the fire first and ask questions later, even if the person whose property you are saving is a dick. If you are worried about the "message it would send to other people", then also consider the message being sent out when the fire authorities just sit by and do nothing as someone's house burns down (even if it is within their means). It creates a lack of trust.
If people not paying is resulting in serious underfunding as you say, then there are better ways to resolve the problem. Maybe some sort of contractual mechanism whereby, if you have not been making your payments, and request a fire to be put out, any property saved can be used as collateral if the the service is not paid for after the fact. Of course, there might be other loose ends to tie in this scenario, but still, a complicated situation like this demands a slightly more refined solution, not just "no money, burn in hell". Option B is screwing over people that actually might have a change of heart after having their house saved and decide to pay (especially if their house is worth more than $11,000).
Yes, there should be serious repercussions for those who refuse to pay after having their house saved. Maybe more effort should be spent on accountability, rather than resorting to oversimplified and selfish solutions because lack of accountability is assumed to be a general and immutable fact.